100 Days (And Counting)

We are officially one hundred days from moving. I feel as if we are finally getting some relief for all that we have been through. I don’t mean just selling and buying a home. I’m talking about the past twenty years of stress and hard work- not just the struggle of surviving 2020.

This may sound odd, but our Future Home is actually our “First Home”. Let me explain that statement.

A little over twenty years ago, my father passed away. About nineteen years ago, my mother decided to uproot herself and move to literally the middle of nowhere on Vancouver Island. She moved to Gold River and asked my wife and I if we would want to buy the house she owned in Langley.

So I pushed hard and worked three jobs to afford a down payment and the first bit of paying for the house. We bought it at market value for $210,000. After four years, the market boomed and we had a third child. It was time to sell and move. We sold that house for $410,000.

At that point, my wife’s parents were wanting to downsize. After a lot of discussion and stretching ourselves thin once more, we used all of our equity from the first home and bought my wife’s parents’ place for $570,000. We also needed an extra $60,000 borrowed from them in order to get qualified.

All of the help from both my mother and my wife’s parents have put us in a very comfortable position to buy our “First Home”. In doing so, my wife and I will be able to assist our children if/when the time comes for them. This is our way to Pay it Forward.

My success is your success.

Nineteen years of paying down mortgages and struggling from time to time with finances has afforded us the luxury to be successful. All of our friends have watched us as we have hit hardships and windfalls. I appreciate their cheers from the sidelines and the hugs when we needed them. We continue to cheer them on through their endeavors and wins as well.

As we count down to our new home, many of our friends have volunteered to help us in a number of ways, I will be calling in these favors in exchange for pizza and beer!

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